Doc2Doc Lending - Personal Loans for Healthcare Professionals

Personal Loans for
Healthcare Providers

Built by Physicians, trusted by .

✓ Apply in 5 minutes with no impact to your credit score*
✓ Fixed rate - Your rate will never increase
✓ Simplify to one monthly payment instead of juggling multiple bills
*If you accept and sign your final credit agreement, we will request your full credit report and may affect your credit score.

Doctors

APPs + Nurses

Exclusive Benefits for
Employees

As a valued employee of , you have access to special loan options designed specifically for your needs.

✓Exclusive Rates

Employees receive a 0.25% ACH autopay discount.

✓Dedicated Support

Personal assistance throughout the application process

✓Fast Processing

Priority review for organization members

✓Referral Rewards

Earn rewards for referring colleagues with the Doc2Doc Referral Program

"...This is the GO TO healthcare professional financial services company. Do not use anyone else. The vision of this company is to HELP healthcare professionals and they live up to their reputation. Also no prepayment penalties makes this a no brainer for those of us that can pay down loans faster to minimize accrued interest. Do not look anywhere else, use Doc2doc for their services. You will be happy and stress free."

— Verified TrustPilot Review

Why Healthcare Providers Choose
Doc2Doc Lending

Fast, fair, and built for clinicians — Doc2Doc personal loans are designed exclusively for medical professionals with competitive fixed rates, flexible options, and a seamless digital experience.

Who We Serve

5 Minutes

Apply Online 5 Minutes

Check Eligibility

Check Your Eligibility with No Impact to your Credit Score*

Fast Funding

Get Your Funds Fast

No Prepayment Penalties

Never Pay Prepayment Penalties

Calculate Your Potential Savings

See how much you could save by consolidating your credit card debt

$5,000 $100,000
15% 36%

Total Interest Savings Over 5 Years

$9,157

Assumes a personal loan at 15.99% APR with 2% origination fee over 60 months.

A personal loan of $25,000 with a 60-month term, a 15.99% APR, and a 2% origination fee ($500) results in an estimated monthly payment of approximately $607. The total of payments would be approximately $36,420 and the total cost of credit including the origination fee would be approximately $11,920.

Actual loan terms, APR, and payments may vary based on creditworthiness, income, and other underwriting factors.

Eligibility & How It Works

Getting your Doc2Doc loan is simple and straightforward

1

Apply for Your Loan

Complete our simple online application in just 5 minutes

2

Verify Your Information

Upload your documents and e-sign required forms through our secure digital portal to complete your loan.

3

Receive Your Funds

Get approved and receive funding in as little as 7 days

Eligibility Requirements

  • Active licensed healthcare professional working as a Physician, CRNA, AA, PA, NP, or RN
  • U.S. citizen, permanent resident, or valid O-1 or H-1B visa holder
  • U.S. mailing address (not available in CT, ME, or WV)

Ready to Apply?

Check your eligibility in minutes with no impact to your credit score*.

Doctors

APPs + Nurses

*If you accept and sign your final credit agreement, we will request your full credit report, considered a hard inquiry and may affect your credit score.

Frequently Asked Questions

Get answers to common questions about our lending program

Physicians, CRNAs, Anesthesiologist Assistants, Physician Assistants, Nurse Practitioners, and Registered Nurses who are U.S. citizens, permanent residents, or hold valid O-1 or H-1B visas. You must have a U.S. mailing address (not available in CT, ME, or WV).

Doc2Doc offers a 60 month personal loans from $5,000. The loan can be prepaid at anytime with no fees. You can save an additional 0.25% by setting up automatic ACH payments.

The application process takes just 5 minutes to complete online. After approval, you can receive your funds in as little as 7 days. We prioritize fast processing for healthcare professionals so you can get the financial support you need quickly.

No. When you check your rate for a Doc2Doc personal loan, we perform a soft inquiry which will not affect your credit score. Only if you accept and sign your final credit agreement will we request your full credit report (hard inquiry), which may affect your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

Important Disclosures

Doc2Doc Lending products are made available by DR Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. DR Bank may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs.

Annual Percentage Rates (APRs) for Doc2Doc personal loans range from 9.99% to 30.72% and may include a 0.25% interest rate discount for using automated ACH payments. APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.00% to 4.00% of your loan amount, which will be deducted from the loan proceeds you receive. For example, a $35,000 loan with a 2.00% origination fee and a 14.99% interest rate includes $700 in origination fees and 60 scheduled monthly payments of $832.46.

Doc2Doc personal loans may be prepaid at any time without penalty. Available loan terms range from 60 months to 84 months.

Loan amounts range from $5,000 to $100,000. The minimum loan amount is $7,000 for residents of Massachusetts and $11,000 for residents of New Hampshire and New Mexico. For residents of Washington, APRs will not exceed 22.99%. For residents of Colorado, APRs will not exceed 18.99%. Doc2Doc personal loans are not currently available to residents of Maine, West Virginia, or Connecticut.

*When you check your rate for a Doc2Doc personal loan, we will review your credit report. This initial inquiry is a soft credit check and will not affect your credit score. If you accept and sign your final credit agreement, we will request your full credit report, which is a hard credit inquiry and may affect your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

^This is not a guaranteed offer of credit and is subject to credit approval. The term, amount, and APR of any loan we may offer will depend on your credit score, credit history, verified income, and other factors. The lowest rates are available only to the most qualified applicants.

+Subject to the terms and conditions of your credit agreement.

© 2026 Doc2Doc Lending, Inc. All Rights Reserved

Servicing Support: (404) 793-0764 | 3343 Peachtree Rd NE, Suite 145-2071, Atlanta, GA 30326